About our company, intentions and mission

Our mission and how we educate:
Credit Card Help was formed in early 2003 with the intentions to educate consumers on options available for credit card debt.  More than 80% of consumers are stuck in a position, to where they pay minimum payments almost indefinitely. The credit card companies actually want consumers to have high balances, on high compound interest. When making the minimum payment, 70 to 90% may very well go toward finance charges and interest. It’s the mission of credit card help to assist consumers into debt relief programs depending on their program of interest.

How we’re contracted with leading servicing agents

Credit Card Help has taken out the guess work in debt relief. Whether the consumer wants to consider self payment, a debt consolidation program, debt settlement program or consider doing nothing at all – our debt educators will provide an in-depth financial analysis showing the coverage of all these methods. Furthermore, our site has taken out the guess work in making sure you selected the right servicing agent.

When consumers decide it’s that time to become debt free, anyone could pick a company based on how well their web site is designed, or how close that servicing agent is to their actual location. But the fact of the matter is, if you don’t select the right agency to service your credit cards, it can make your situation actually worse. Credit Card Help has searched the net, attended the conferences and in turn know which company is best for your unique situation.
After discussing your situation with our partner advisors, they’ll be able to break down what you were doing, vs. what can be done in order to help. On average, all quotes take about ten minutes.